Privacy Policy
Last updated: August 28, 2025
1. Information We Collect
We collect information you provide directly to us, such as when you create an account, use our services, or contact us for support. This includes:
- Account information (email, name, password)
- Financial data (bank statements, transaction information)
- User preferences (to personalize your experience)
- Usage data and app interactions
- Communications with our support team
2. How We Use Your Information
We use the information we collect to:
- Provide and improve our user-friendly budgeting services
- Generate personalized financial insights and recommendations
- Analyze spending patterns using AI technology
- Customize the user experience based on your specific needs
- Send important service updates and notifications
- Provide customer support and respond to your inquiries
3. Personal Data Protection
We understand that our users may have unique privacy concerns. We are committed to:
- Never sharing your personal health information with third parties
- Using clear, simple language in all privacy communications
- Providing easy-to-use privacy controls
- Respecting executive function challenges in our data practices
4. Information Sharing
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
- With your explicit consent
- To comply with legal obligations
- To protect our rights and prevent fraud
- With service providers who help us operate our platform (under strict confidentiality agreements)
5. Data Security
We implement industry-standard security measures to protect your financial and personal data:
- 256-bit SSL encryption for data transmission
- Encrypted storage of sensitive information
- Regular security audits and monitoring
- Limited access controls for employee access
- Secure deletion of data when no longer needed
6. AI and Financial Analysis
Our AI-powered analysis is designed to provide helpful insights while protecting your privacy:
- All analysis is performed on encrypted data
- No human employees can access your raw financial data
- AI models are trained on anonymized, aggregated data only
- You can opt out of AI analysis at any time
7. Your Rights and Choices
You have the following rights regarding your personal information:
- Access and download your data
- Correct inaccurate information
- Delete your account and associated data
- Opt out of certain communications
- Request data portability
- Withdraw consent for data processing
8. Data Retention
We retain your information only as long as necessary to provide our services and comply with legal obligations. When you delete your account, we will securely delete your personal data within 30 days, except where we are required to retain certain information for legal or regulatory purposes.
9. Children's Privacy
Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.
10. Changes to Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by email or through our service. Your continued use of BrainBudget after such modifications constitutes acceptance of the updated Privacy Policy.
11. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Email: privacy@brainbudget.com
Address: BrainBudget Privacy Team, powered by Oriverse
Response Time: We aim to respond within 48 hours